Fcraforum.com announces "Ask Dr. Credit" service offering free online credit help and advice.
LANCASTER, PA (ContentDesk) October 6, 2005 -- http://www.fcraforum.com is proud to announce Ask Dr. Credit service allowing consumers to ask for credit advice, information and resources.
Got credit collectors on your case? Ask Dr. Credit!
Need to make a large purchase and want to better understand your rates & terms?
Ask Dr. Credit!What is Ask Dr.
Credit?Ask Dr. Credit is simple online form you can fill out to ask us any questions you have regarding your credit history, credit building or credit repair concerns.
Ask Dr. Credit allows you to find out what credit really means to you and how you can best use your credit to your advantage."Most people know what a credit score is only because they buy a car or a house" says Byron Miller, "Our Ask Dr. Credit service is here to help people understand how that credit score comes into play.
Too many people dont understand credit, credit history and credit scoring and spend more money then they should financing and purchasing products on terms.
Our Ask Dr. Credit and growing self help community are here to get consumers more involved in understanding credit and being educated on how much it impacts their lives."Ask Dr. Credit AvailabilityYou can ask us your questions today by visiting http://www.fcraforum.com and selecting the Ask Dr Credit link from our home page. Ask Dr.
Credit questions are generally responded to within 24hours.
This service is not guaranteed nor are we agreeing to offer any representation or legal advice.
Ask. Dr. Credit is an education resource only.http://www.fcraforum.com is part of the Small Productions Company family.
Founded in 2002, Small Productions leads the market in Internet Content services. Small Productions offers a wide range of products and services designed to empower individuals and businesses to succeed and advance in a modern world..
Credit Repair Scam - How To Avoid Being A Statistic?
Credit repair scam - How to avoid being a statistic?A good credit history is critically important for the consumer. A bad credit will prevent you from getting a business loan, owning a home, or even a job. Promises to "fix" your credit are always made by credit consolidation companies, but they are seldom true. Here are some of the important tips to avoid scams:First things first. Negative information cannot be erased if the information is correct.
Only inaccurate information can be corrected in your credit file. Credit file information remains on your record for seven good years from the time it is reported to the bureau. For bankruptcy, the information remains on your record for ten years. All the consolidated information about your credit bills you fell behind on, but are now paid, will remain on your report for the time period mentioned above.Do not pay the credit repair company unless their promises are kept. Remember, the law is on your side.
Federal law requires...
Credit Repair Scam - How To Avoid Being A Statistic?
Credit repair > Credit Repair Scam - How To Avoid Being A Statistic?
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information compiled by them is used to determine whether you would be a good borrower. It may also be used by a business to decide whether you would be a good employee.Credit report repair involves techniques for removing negative credit records from your credit report. These are the exact same methods credit score repair clinics and attorneys may charge up to $3,500 to perform.
It is also possible to outsmart creditors who are damaging your credit score. 1. Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report. 2.
Every negative credit record on your credit report...
Credit Report And Correction Techniques
Credit repair > Credit Report And Correction Techniques
How to Get 'Triple A' Credit in 25 Days.
Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable.But the key question remains: "What does it take to achieve 'Triple A' credit?"First and foremost, it is important it is critical to point out where most people go wrong when it comes to their credit and credit report. People with bad credit will usually seek credit repair help. Most would seek credit expert advice and few will try to do it themselves by purchasing a credit repair book.Mainly, the problem is not the type of help you hire, rather the assumption you are left with after the whole credit repair process.
Where most people go wrong is that
once their credit report is free of any negative entries (or errors), they simply assume that they now have an excellent credit. That's simply untrue.In reality, your credit is not bad because you now have managed to erase the negative entries that was...
Credit repair > How to Get 'Triple A' Credit in 25 Days.
Bankruptcy Credit Card
A bankruptcy credit card is basically a card that you can get despite bad credit.If you have been in bankruptcy in the past, you are probably finding it difficult to build up your credit rating again. One of the reasons for this is that most of the major companies will not offer you a credit card or other loan due to your past bankruptcy. There are a few things that you can do in order to lessen the effect that that bankruptcy has on your credit now, but one of those options (wait until it is no longer on your credit report) is not a good idea if you need a credit card or loan now.There are some companies that will offer bankruptcy credit cards. Essentially, these are credit cards for people with no or bad credit. The advantage of getting one of these credit cards is that by paying off your debt on it, you can start to improve and build up your credit report so that you'll be able to get loans and other credit cards in the future.
The disadvantage is that in a lot of cases, these...
Bankruptcy Credit Card
Credit repair > Bankruptcy Credit Card
Credit Repair
I first became aware of credit repair many years ago when I got into finance. I would have people that had all kinds of things on their credit bureaus preventing them from getting a loan. The only thing at the time that I knew to tell them was to go down to the credit bureau and dispute it. Well, they actually took me at my word. Then they started coming back into the dealership with brand new credit files and were able to buy a car!
I learned a tremendous amount from my customers about credit repair during this period and I'm still never ceased to be surprised.
I recently saw one ladies credit bureau who had filed Chapter 7 bankruptcy and been discharged for only around 4 months. She started telling me that she was able to get rid of the ?Bankruptcy' on her credit report. I didn't argue with her (because I didn't think it was true) but asked to see the ?before' and ?after' credit bureaus. She showed me both and lo and behold, she had successfully...
Credit repair > Credit Repair
Bad Credit Auto Loan - Your best options?
Bad Credit Auto Loan - Your best options?
A bad credit auto loan isn't impossible to find-- it just takes a little work! If your credit is a little dented and dinged, it doesn't have to shut you out of an auto loan. There are those companies that will overlook bad credit. Auto loan options for you if you have less than perfect credit include on-lot dealer financing, getting a co-signer, attempting to repair your credit before you look for a bad credit auto loan and accepting less than ideal terms for a bad credit auto loan.
Your best starting point - before you even start looking for a car - is to check your credit report yourself. A new law passed last year entitles you to get one free credit report from each of the major credit reporting agencies every 12 months. The law is being rolled out across the country in stages, but by the end of 2005, whatever state you live in, you'll be entitled to check your own credit history free once a year to find out... Bad Credit Auto Loan - Your best options?
Credit repair > Bad Credit Auto Loan - Your best options?
Tenant with Bad Credit Score? Here is the Best Loan Option for You
Are you a tenant with bad credit score?
Thinking you cannot avail a loan due to poor credit score?
It is a common belief among bad credit tagged tenants that they cannot opt for any sort of loans due to their bad credit score. Now you can solve this problem very easily with bad credit tenant loans that are especially customized for tenants who are affected with bad credit score.
What is credit score? And when it is considered as bad credit score? You may be doubtful about this question. So, first understand about it. Generally, credit score or FICO is the financial estimation of borrowers which is ranged from 300-850.
This measurement acts as a yardstick to judge borrowers' credit scores. If your credit score is 500 or below it, then it is considered as bad credit score. So, before going for a bad credit tenant loan, check what your credit score is. In that case you can take help of various credit rating agencies like Experian, Equifax,...
Tenant with Bad Credit Score? Here is the Best Loan Option for You
Credit repair > Tenant with Bad Credit Score? Here is the Best Loan Option for You
New Web Site Provides Debt, Credit and Income Resources to Consumers
(ContentDesk) October 5, 2005 -- A new web site, http://www.DebtDIY.com, was launched in the third quarter of 2005 to provide financial resources to consumers. The site features articles and tools to aid consumers with financial problems and opportunities.DebtDIY.com is dedicated to providing consumers with financial solutions relating to:- Debt Reduction- Debt Consolidation- Debt Collection- Debt Settlement- Debt Management- Credit Repair- Credit Scoring- Credit Histories- Credit Reports- Credit Tips- Business Opportunities- Income / Work at Home OpportunitiesThe site also features links to over 10,000 additional resources on the web. These resources include information about finances, health, fitness, entertainment, computer software and much more.DebtDIY.com's purpose is to continually develop a leading online source of information for consumers in need of help with their finances
DebtDIY.com is the first in a planned network...
Credit repair > New Web Site Provides Debt, Credit and Income Resources to Consumers
Radiance Salon and Rejuvenation Spa Opens Second Location with Dr. Chang at the Aesthetica Cosmetic Surgery and Laser Center
(ContentDesk) September 14, 2005 -- Radiance Salon and Rejuvenation Spa is Planning their second location in Lansdowne, Virginia in association With Dr. Phillip Chang at the Aesthetica Cosmetic Surgery and Laser Center.The Radiance Salon and Rejuvenation Spa which will celebrate their second year anniversary in November will be opening their second location in Lansdowne, Virginia. Radiance uniquely blends the mini-extreme makeover experience because of its associate with Dr. Phillip Chang, the...
Credit repair
Credit repair > Radiance Salon and Rejuvenation Spa Opens Second Location with Dr. Chang at the Aesthetica Cosmetic Surgery and Laser Center
Hair Removal - Choose From Nine Methods
Use this overview to re-examine your current hair removal method to ensure you are using the best possible method FOR YOU! #1: Depilatories Depilatories as a hair removal method are quick and inexpensive. However, they can be harsh on the skin and messy. Results: About 2 weeks. #2: Electrolysis In most cases this hair removal method is permanent. It can be painful.
Also it could be expensive depending on the size of the area to be treated. It is important to get professional treatment...
Credit repair Hair Removal - Choose From Nine Methods
Credit repair > Hair Removal - Choose From Nine Methods
Dell Inc. Authorizes CBL Data Recovery Technologies To Provide Services For Dell Hardware
Armonk, NY & San Diego, CA (ContentDesk) September 23, 2004 ?- CBL Data Recovery Technologies Inc. (http://www.cbltech.com), a leading international provider of computer data recovery services, has been authorized by Dell Inc. to perform data recovery services on all Dell hardware worldwide.Dell users who suffer data loss regardless of location...
Credit repair Dell Inc. Authorizes CBL Data Recovery Technologies To Provide Services For Dell Hardware Fcraforum.com announces "Ask Dr. Credit" service offering free online credit help and advice.
Credit repair > Dell Inc. Authorizes CBL Data Recovery Technologies To Provide Services For Dell Hardware